Retirement Planning Now » Retirement Planning http://retirementplanningnow.net Finding The Best Solutions And Ideas For Planning For Your Retirement. Wed, 11 Apr 2012 04:46:37 +0000 en hourly 1 http://wordpress.org/?v=3.3.2 Would you support a retirement income for Presidents and Congress based on total income/months in office? http://retirementplanningnow.net/would-you-support-a-retirement-income-for-presidents-and-congress-based-on-total-incomemonths-in-office.htm/ http://retirementplanningnow.net/would-you-support-a-retirement-income-for-presidents-and-congress-based-on-total-incomemonths-in-office.htm/#comments Wed, 11 Apr 2012 04:46:37 +0000 admin http://retirementplanningnow.net/would-you-support-a-retirement-income-for-presidents-and-congress-based-on-total-incomemonths-in-office.htm/ Given that Presidents and members of Congress are paid a lifetime retirement income, would you propose or support a monthly retirement income based upon a percentage of the total income received in national public office divided by the number of months in national public office?




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]]> http://retirementplanningnow.net/would-you-support-a-retirement-income-for-presidents-and-congress-based-on-total-incomemonths-in-office.htm/feed/ 4 What are the key phone interview tips for financial advisor position at edward jones ？? http://retirementplanningnow.net/what-are-the-key-phone-interview-tips-for-financial-advisor-position-at-edward-jones-%ef%bc%9f.htm/ http://retirementplanningnow.net/what-are-the-key-phone-interview-tips-for-financial-advisor-position-at-edward-jones-%ef%bc%9f.htm/#comments Fri, 06 Apr 2012 00:34:37 +0000 admin http://retirementplanningnow.net/what-are-the-key-phone-interview-tips-for-financial-advisor-position-at-edward-jones-%ef%bc%9f.htm/ if someone already have had the phone interview experience with edward,jones for FINANCIAL ADVISOR position, please give me some suggestion. i am a native. English speaker.




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]]> http://retirementplanningnow.net/what-are-the-key-phone-interview-tips-for-financial-advisor-position-at-edward-jones-%ef%bc%9f.htm/feed/ 1 What happens if you lose equity on your house? http://retirementplanningnow.net/what-happens-if-you-lose-equity-on-your-house.htm/ http://retirementplanningnow.net/what-happens-if-you-lose-equity-on-your-house.htm/#comments Fri, 06 Apr 2012 00:00:55 +0000 admin http://retirementplanningnow.net/what-happens-if-you-lose-equity-on-your-house.htm/ I was planning to apply for home equity loans and I’m confident that my application will be approved because I have a high credit score. But my question is, what if I can’t pay for the payments in time? Will I lose the whole house on foreclosure or just the equity of my house? What will happen if I lose equity?




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]]> http://retirementplanningnow.net/what-happens-if-you-lose-equity-on-your-house.htm/feed/ 4 What does flexible premium variable life insurance mean? http://retirementplanningnow.net/what-does-flexible-premium-variable-life-insurance-mean-2.htm/ http://retirementplanningnow.net/what-does-flexible-premium-variable-life-insurance-mean-2.htm/#comments Wed, 04 Apr 2012 01:14:42 +0000 admin http://retirementplanningnow.net/what-does-flexible-premium-variable-life-insurance-mean-2.htm/ My life insurance policy should be 5x it’s current worth by the time I turn 40. the payments will be about 10,000 a year. On my policy it say the insurance is flexible premium variable life insurance…. my grandma set up the policy so I am not sure exactly what type of insurance it is… can someone please explain.

Before she died the policy paid for itself… but in 5 more years I will owe 10,000 a year on it….. it leaves my family a good amount of money after I die. Not sure if it sounds werid to be paying that much for this type of insurance.

Thanks for you help in advance!




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]]> http://retirementplanningnow.net/what-does-flexible-premium-variable-life-insurance-mean-2.htm/feed/ 3 how to become a financial advisor without being a salesman? http://retirementplanningnow.net/how-to-become-a-financial-advisor-without-being-a-salesman.htm/ http://retirementplanningnow.net/how-to-become-a-financial-advisor-without-being-a-salesman.htm/#comments Wed, 04 Apr 2012 00:35:26 +0000 admin http://retirementplanningnow.net/how-to-become-a-financial-advisor-without-being-a-salesman.htm/ I am interested in about personal financial planning and management, I have following questions:

1. is it financial advisor equals salesman?
2. if a financial advisor’s salary is commission based, how can he proof that he is independent and his client best benefit is protected?
3. If I want to join this career, what should I prepare for it now?

By the way, I am an fresh MBA and a CPA, I work as accountant for a company, I am not a tax accountant.




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]]> http://retirementplanningnow.net/how-to-become-a-financial-advisor-without-being-a-salesman.htm/feed/ 3 what is the relationship between retirement planning and employee benefits? http://retirementplanningnow.net/what-is-the-relationship-between-retirement-planning-and-employee-benefits.htm/ http://retirementplanningnow.net/what-is-the-relationship-between-retirement-planning-and-employee-benefits.htm/#comments Sat, 31 Mar 2012 00:34:42 +0000 admin http://retirementplanningnow.net/what-is-the-relationship-between-retirement-planning-and-employee-benefits.htm/ They almost feel the same to me. Anyone know why? Thanks




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]]> http://retirementplanningnow.net/what-is-the-relationship-between-retirement-planning-and-employee-benefits.htm/feed/ 1 Visual Basic retirement calculator? http://retirementplanningnow.net/visual-basic-retirement-calculator.htm/ http://retirementplanningnow.net/visual-basic-retirement-calculator.htm/#comments Sat, 31 Mar 2012 00:20:10 +0000 admin http://retirementplanningnow.net/visual-basic-retirement-calculator.htm/ For my computer science class, I need to program a retirement calculator. The programming is not the part I am having trouble with, I need help with the algorithm.

The user inputs: a Lump Sum amount, a weekly or monthly investment amount, the annual rate and the number of months and years in the account

Program processing: *This is what I am having trouble with*

Program output: Yield (after the time has finished; amount in the account + interest)

The problem I seem to be having is in doing weekly payments to the account. He states that 1year = 52weeks and 1month = 4weeks… here is an example of data;

Lump Sum: 00
Weekly Investment: 0
Annual Rate: 0.07
Years: 25
Months: 6
Yield: 7,022.54

I have many questions but to simple it up with only one, please describe the algorithm for me and the formula I would use. The programming protion will be easy, I just need help with the prossessing portion of the program.




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]]> http://retirementplanningnow.net/visual-basic-retirement-calculator.htm/feed/ 1 How to file taxes after day trading many positions for the year? http://retirementplanningnow.net/how-to-file-taxes-after-day-trading-many-positions-for-the-year.htm/ http://retirementplanningnow.net/how-to-file-taxes-after-day-trading-many-positions-for-the-year.htm/#comments Mon, 12 Mar 2012 00:00:26 +0000 admin http://retirementplanningnow.net/how-to-file-taxes-after-day-trading-many-positions-for-the-year.htm/ I’ve day traded many stock positions for last year (filed an extension) and when I try to do e-file it makes me list every buy and sell order which will be very time consuming. Is there a way around this and just report what my overall gains/losses will be?




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]]> http://retirementplanningnow.net/how-to-file-taxes-after-day-trading-many-positions-for-the-year.htm/feed/ 5 Why am I not able to download any files from my Yahoo E-mail? http://retirementplanningnow.net/why-am-i-not-able-to-download-any-files-from-my-yahoo-e-mail.htm/ http://retirementplanningnow.net/why-am-i-not-able-to-download-any-files-from-my-yahoo-e-mail.htm/#comments Fri, 09 Mar 2012 00:00:12 +0000 admin http://retirementplanningnow.net/why-am-i-not-able-to-download-any-files-from-my-yahoo-e-mail.htm/ Since my computer has updated I have not been able to open/download any files from my e-mail. I have reserched this problem recently. Also my IE was updated from 7 to 9. There was a suggestion of disabling the virus protection on the computer itself because Yahoo uses it’s own virus protection. I have disabled my virus protection on my computer and I’m still not able to open/download any files sent to my e-mail. Is there any other suggestions out there?




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]]> http://retirementplanningnow.net/why-am-i-not-able-to-download-any-files-from-my-yahoo-e-mail.htm/feed/ 1 Is a social security number required to put someone in a will? http://retirementplanningnow.net/is-a-social-security-number-required-to-put-someone-in-a-will.htm/ http://retirementplanningnow.net/is-a-social-security-number-required-to-put-someone-in-a-will.htm/#comments Thu, 08 Mar 2012 00:34:16 +0000 admin http://retirementplanningnow.net/is-a-social-security-number-required-to-put-someone-in-a-will.htm/ My friend’s brother asked for his social security number, as I understand it, to add him to his will. Is a social security number required for wills in any way at all?




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