Finding The Best Solutions And Ideas For Planning For Your Retirement.
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When we got our policies I was 24 and my wife was 29. We got our renewal notice for the next 10 years and they are now over twice as much. Is that common or just our insurance figuring they already have us so they will charge more?
I am 42 from india and with good income currently to invest for my years of retirement. I am not able to decide what time of retirement option i study try–Some suggestions from friends are as follow
Invest in balance funds via SIP for few years, later redeem them and buy an annuity from LIC
Buy a combination of LIC policies that gives you some return every year after few years.
Invest in equity funds via SIP and due to long run of more 10 years , it will generate good return.
can you suggest any better option to work out.??
I have Roth IRA for more than 10 years. I just want to take my contibutional money out to pay for my kids in college. The earning interest money that I can’t take it out until I reach to 59 and half.
I have a retirement funds that I am contributing to, but as a young married man, I want to also invest some money into the stock market or bonds over a long period of time. Since, I have time I feel I can be aggressive, I just don’t know where to put our money. For instance, in the government, the most aggressive funds are the S and I funds, which are international I think. Are there funds like these that you can go through an online broker and invest in? Any advice would be greatly appreciated. Thanks!
*retirement fund*
I am 24. I am not really looking towards retirement with this. I have a TSP for that. I am thinking 5-10 years, or more depending on need.
Just wondering. We were left money and a few other things in a will. The guy owes money to state and fed because he didn’t pay taxes for 10 years! He had given loans out to corperations who don’t want to pay it back to the estate yet because the loans were for 5 years and it was only 2 when he died. it has been in probate for 2 years now. So..the lawyers are taking those places to court to get the money back to pay it into the back taxes before anyone gets anything..stressful!
I worked for this company for 10 years 25 years ago and don’t remember if retirement was taken out or not. How do I find out? The company has changed names several times and I no longer live in the state it is located. If it is still there or not.
I am in the military and have used my VA loan to purchase our current home. Our home now, we would like to keep as a rental after we are reassigned to a new base, until retirement. I have 10 years until retirement and would like to purchase a fixer upper in MA, where my wife and I plan to retire. By purchasing a home now we would be able to rent it out, paying down the mortgage, until after retirement. Some of the home’s we are looking at require some serious work, ie plumbing, electrical, flooring. What type of loan would best fit this project and who are some credible lenders that carry it?
NJ is a state that does not follow the Federal tax and requires state income tax on deferred compensation(not a government 457plan). But what to do when you get a payout, especially over 10 years, when the income was put in over a period of years. Is there a method to allocating how much of a payout in a given years has been taxed? The problem is only part of the income has been taxed by the state previously.
Ok this is my situation and I hope someone can lend a knowldgeable comments regarding my situation. I spent 5 years active duty in the Marines, after about a years break I reuped in the National Guard. During my contract I was disagnoised with MS. I am been treated for it and have had more luck with it then others, but was not physically fit for duty. I made mistake and was misinformed of how the Armys PEB system worked so I chose the WRONG section and was put out the army without going through a medical board. The question is after 10 years military service can I get early medical retirement from MS?
a. ,500 a year for 10 years discounted back to the present at 7 percent
b. a year for 3 years discounted back to the present at 3 percent
c. 0 a year for 7 years discounted back to the present at 6 percent
d. 0 a year for 10 years discounted back to the present at 10 percent
Hi. I am 26. I am interested in getting a whole life insurance policy. Why I am thinking whole life, is so I can borrow from it in maybe 10 or 20 years. I am seeking around 0,000. How do I figure what the cash value would be in 5 years, 10 years etc., I need a chart!
NOminal interest and Effective rate is different…right?
I have this problem on solving annuity that states only the nominal interest. Here is how it states..
A building and loan association requires that loans be repaid b uniform monthly payments which include monthly interest calculated on the basis of nominal interest of 5.4% per annum. If 5000 pesos is borrowed to be repaid in 10 years, what must the monthly payment be?
I am in a unique situation with my wife in that we could like afford to retire very young. I am 36 (she is 35) we could like afford to retire in the next 6-10 years (house is already paid off and we have lots of money in the bank).
Thing is I am a high stress person (probably why I am good at my job). I am caught between riding the wave to retirement or slowing down to enjoy life a bit more now. (I am not even sure I know how to slow down). Has anyone else been in this situation and what did you do?
I am 22 and about to choose a mutual firm for a ROTH IRA for my retirement. Is it more wise to invest the majority of my money in Gold/Precious metals vs. the stock market? I have been told the stock market is too unstable to invest the majority (I mean 50% or more) in and I dont want to lose all my retirement money in 10 years if/when the stock crashes.
Should I have faith in the economy for the next 35 years as I invest in the stock and pray it doesnt depreciate and lose all my money? Or should I play it really safe and invest 50% or more in the gold area’s?
I dont want to make a mistake in investing for my retirement! Help! thanks
I have a standard 30 year fixed rate mortgage at around 5%. I am planning for an early mortgage payoff. I am wondering if I should pay the minimum mortgage payment and save my extra cash until I can pay the mortgage off in one lump sum 9-10 years from now or make smaller monthly payments.