I have a retirement funds that I am contributing to, but as a young married man, I want to also invest some money into the stock market or bonds over a long period of time. Since, I have time I feel I can be aggressive, I just don’t know where to put our money. For instance, in the government, the most aggressive funds are the S and I funds, which are international I think. Are there funds like these that you can go through an online broker and invest in? Any advice would be greatly appreciated. Thanks!
*retirement fund*
I am 24. I am not really looking towards retirement with this. I have a TSP for that. I am thinking 5-10 years, or more depending on need.




Technorati Tags: , , , , , , , , , , , ,

what are this products, like mutual funds and bonds? What about stocks, how can a company have it’s own stocks to make a commission on. If someone could just tell me the whole day to day routine of a investment planner that would be great.




Technorati Tags: , , , , , ,

How much should i add to my company pension?

I have a new job, 60k a year, the company will give me 6% of salary towards a pension, how much should i contribute. i have never had any pension in the past, im 45, and looking to stay with this ‘big’ company until retirement. i have no intention of putting a lot of cash in, just getting the balance right, compared to isa’s, buy to let, bonds, ect

UK>>>>UK>>>>>>UK>>>>>>>UK>>>>>>>




Technorati Tags: , , , , , , ,

I’m making a DNA model and I’m not certain about the bonds. Pictures would be nice.




Technorati Tags: , , , ,

I wanna be sort of rich. So are there any stocks, or bonds, or anything that I can buy and invest in NOW, to watch my money grow over the years?




Technorati Tags: , , , , ,

What are examples of hydrogen and peptide bonds?

Well, I’m looking for three examples of a hydrogen bond and three examples of a peptide bond. Like, I’m referring to substances that use those bonds.




Technorati Tags: , , , , ,

As an investor, what do you see as the advantages of buying stock versus bonds? What is an easy way to diversify your risk?




Technorati Tags: , , , , , ,

The contribution format income statement for Huerra Company for last year is given below:

Total Unit
Sales ,008,000 .40
Variable expenses 604,800 30.24
Contribution margin 403,200 20.16
Fixed expenses 325,200 16.26
Net operating income 78,000 3.90
Income taxes @ 40 % 31,200 1.56
Net operating income 46,800 2.34

The company had average operating assets of 3,000 during the year.

Requirement 1:
Compute the company’s return on investment (ROI) for the period using the ROI formula stated in terms of margin and turnover. (Round interim calculations and final answers to 2 decimal places. Omit the "%" sign in your response.)

Return on Investment:

Requirement 2:
For each of the following questions, compute the new ROI figure. Consider each question separately, starting in each case from the data used to compute the original ROI in Requirement (1) above.

(a) Using Lean Production, the company is able to reduce the average level of inventory by ,000. (The released funds are used to pay off short-term creditors.) (Round interim calculations and final answers to 2 decimal places. Omit the "%" sign in your response.)

Margin:
Turnover:
Return on investment:

——————————————————————————–

(b) The company achieves a cost savings of ,000 per year by using less costly materials. (Round interim calculations and final answers to 2 decimal places. Omit the "%" sign in your response.)

Amount Effect
Margin:
Turnover:
Return on investment:

——————————————————————————–

(c) The company issues bonds and uses the proceeds to purchase 5,000 in machinery and equipment at the beginning of the period. Interest on the bonds is ,000 per year. Sales remain unchanged. The new, more efficient equipment reduces production costs by ,000 per year. (Round interim calculations and final answers to 2 decimal places. Omit the "%" sign in your response.)

Margin:
Turnover:
Return on investment:

——————————————————————————–

(d) As a result of a more intense effort by salespeople, sales are increased by 20%; operating assets remain unchanged. (Round interim calculations and final answers to 2 decimal places. Omit the "%" sign in your response.)

Margin:
Turnover:
Return on investment:
——————————————————————————–

(e) Obsolete inventory carried on the books at a cost of ,000 is scrapped and written off as a loss. (Round interim calculations and final answers to 2 decimal places. Omit the "%" sign in your response.)

Margin:
Turnover:
Return on investment:
——————————————————————————–

(f) The company uses 1,000 of cash (received on accounts receivable) to repurchase and retire some of its common stock. (Round interim calculations and final answers to 2 decimal places. Omit the "%" sign in your response.)

Margin:
Turnover:
Return on investment:
For some reason my textbook doesn’t have any information on this. I have no idea where to start. Any help will be greatly appreciated. Thanks.




Technorati Tags: , , , , , , , , , , , , , ,

I would like to know which is better to buy for my kids. I was told to buy "I" bonds but my boss and I are having a disagreement on which is better. Which earns better interest and in the long run would be worth more. Say for example a 0 Bond. I know you pay for the "EE" and 0 for the "I". So in 30 years what would be the outcome of the two?




Technorati Tags: , , , , ,

As I understand it, the bonds are essentially the government’s money anyway. Anyone have more info on this?
Reported in The New Republic




Technorati Tags: , , , , ,

Does an individual have a say in whether he/she wants to contribute to or be enrolled in a 401(k) plan?
Can an individual opt out when offered to be enrolled in the program?
Thanks everyone for taking the time to answer my questions. I mostly like being hands on with my investments and prefer to choose where I invest my money such as in Money Market accounts, Certificate of Deposit accounts, Bonds and the Stock Market.

I was curious and wanted to know should the situation arise if I had an option to opt out of being enrolled in a 401(k) plan.




Technorati Tags: , , , , , , , , , ,

Troutman Enterprises issued 8%, 8-year, ,000,000 par value bonds that pay interest semiannually on October 1 and April 1. The bonds are dated April 1, 2010, and are issued on that date. The discount rate of interest for such bonds on April 1, 2010, is 10%. What cash proceeds did Troutman receive from issuance of the bonds?
Hint: Compute the present value of bonds.




Technorati Tags: , , , , , , , , , ,

Making investments for retirement?

Having reached retirement age what would you recommend investing in for your pension? The state pension (UK) is going down the drain and by the time my generation start to retire there will be nothing left for us. Because of this I am looking for alternatives early. If you could reinvest your money would you recommend property, stocks, shares, bonds?




Technorati Tags: , , , , , , , , ,

Shoud I get out of my target retirement fund?

I have a bulk of my retirement savings in Vanguard Target Retirement 2020.

I feel like I have no control over how much is in bonds and how much in stocks.

With the impending interest rate rise, I’m getting scared that funds would go down even if stocks keeps going up.

Should I worry? Do the fund managers consider stuff like interest rates and inflation in these funds or is it just computerized?




Technorati Tags: , , , , , , , , , , ,

In this Fed purchase of 0 Million bonds, Carpenter National Bank (CNB) was one of the banks that sold bonds. In fact CNB sold M of bonds. If the required reserve ratio is 5% (rr = 0.05), banks hold no excess reserves, and the non-bank public holds no additional currency how much can CNB loan out? Show all work and explain please.




Technorati Tags: , , , , , , , , , ,